Financial Planning Financial planning is a systematic process designed to help you reach your monetary goals. Let’s get started. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? Social Security: The $64,000 Question One of the most common questions people ask about Social Security is when they should start taking benefits. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.